By accessing debtadvicecanada.ca (the “Site”) you agree to the “Terms of Use” set out by Debt Advice Canada (the “Company” or “we“).

Please read these Terms of Use carefully before using the website.

 

1. Trademarks, Copyrights and Restrictions

The Site is controlled and operated by the Company. The entire content included in the Site, including but not limited to text, information, designs, photographs, graphics, images, illustrations, interfaces, codes, audio clips, sounds, video clips, software and links to external website (the “Content”), is provided for informational purposes only. Use of the Content for any other purpose is a violation of copyrights and other proprietary rights.

All Content is protected by copyrights are owned and controlled by the Company or by other parties that have licensed their material to the Company (the “Copyrights”). Content may not be copied, modified, reproduced, republished, uploaded, posted, transmitted or distributed in any way. For purposes of this Terms of Use agreement, the use of any such material on any other site or networked computer environment is prohibited.

The Content is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the Content without seeking the advice of a professional.

 

2. Privacy

The Company’s Privacy Policy is a binding and integral part of these Terms of Use. Please view this.

 

3. Email

Any unprotected online e-mail communication , as with communication via any other medium, not confidential, subject to possible interception or loss, and is also subject to possible alteration. The Company is not responsible for and will not be liable to you or anyone else for any damages in connection with an e-mail sent by you to the Company or an e-mail sent by the Company to you at your request.

 

4. No Endorsements

No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any Content.

 

5. Personal Information

The Company will take all reasonable efforts to protect personal information held. However, the Company and its directors, officers, employees or contactors will be held responsible for any loss or damages. This includes any direct or indirect, incidental, punitive, special or consequential damages, arising from or in connection with any error, omission, interruption, deletion, defect, delay in operation or transmission, problems or technical malfunction relating to any computer online systems, servers or providers, computer equipment, software, communications line failure, theft or destruction or unauthorized access to, or alteration of personal information held by the Company.

 

6. Third Parties

The Company, whether or not affiliated with such site, is not responsible for the content of any site linked to the Site. If you access linked sites, which are shared for your convenience only, you enter them at your own risk. The Company is not responsible for any actions or correspondence taken upon leaving this Site and the Company has no control over the quality or legality of the content advertised, the truth or accuracy of any representations made by sellers, the ability of sellers to sell and the ability of buyers to purchase. The Company is also not responsible for any damages you may suffer by entering into such transactions including the payment for and delivery of goods if any, and any terms, conditions, warranties, or representations associated with such dealings. You and the third party, not the Company, are responsible for compliance with all laws applicable in any such transaction.

Links to downloadable software sites are for convenience only and the Company is not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided with the software.

 

7. Disclaimer

The content and materials on the Site are provided “as is” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, the Company disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantable quality and fitness for a particular purpose. The Company does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that the Site or the server that makes them available are free of viruses or other harmful components. The Company does not warrant or make any representations regarding the use or the results of the use of the materials on the Site in terms of their correctness, accuracy, reliability or otherwise. You (and not the Company) assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The material that you read on the Site is provided solely for informational purposes. The information and opinions expressed in bulletin boards, chat rooms or other forums conducted on the Site are not necessarily those of the Company or its affiliated or related entities or content providers and the Company makes no representations or warranties regarding that information or those opinions. Furthermore, neither the Company nor its affiliated or related entities or its content providers are responsible or liable to any person or entity whatsoever (including, without limitation, persons who may use or rely on such data/materials or to whom such data/materials may be furnished) for any loss, damage (whether actual, consequential, punitive or otherwise), injury, claim, liability or other cause of any kind or character whatsoever based on or resulting from any information or opinions provided on the Site.

 

 

9. Web Scraping/Harvesting

The framing, scraping, data-mining, extraction or collection of the Content of the Site in any form and by any means whatsoever is strictly prohibited. Furthermore, you may not mirror any material contained on the Site.

 

11. No Liability

The Company is not responsible for and will not be liable to you or anyone else for any damages whatsoever (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with your use of or inability to use the Site or the Content, or any action or decision made by you in reliance on the Site or the Content, or any unauthorized use or reproduction of the Site or the Content, even if the Company has been advised of the possibility of these damages.

 

14. Changes

The Company reserves the exclusive right to modify these Terms of Use at any time. Non-material changes and clarifications will take effect immediately. Material changes will take effect 30 days after their posting. The posting date of the Terms of Use is set out at the bottom of this document. Any continued use of the Site will be deemed conclusive of your acceptance of the modified Terms of Use.

Miscellaneous

Any service order or transaction performed on or through the Site may be subject to additional terms and conditions. The Terms of Use of the Site and all other documents referenced herein constitute the entire agreement between the Company and you with respect to your use of the Site. The Company’s failure to insist upon, or enforce strict performance, of any provision of this agreement shall not be construed as a waiver of any provision or right. If any of these Terms of Use is determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions hereof.

 

Updated: August 2021